The Funeral Bill, Line by Line
Afraid you'll say yes to everything at the funeral home? Let's read the bill together, line by line.
Friend, if someone you love died this week, I am so sorry. Put the kettle on. For more than forty years I've sat at kitchen tables in the week before a funeral, and I've watched good, loving families spend money they did not have, because nobody told them there was a price list or that they could say no. This book is what I would tell you if I could sit at your table this week.
$47 $77 · launch price$77 · one payment · instant download
The Book
One book. Nine chapters. Every line on the funeral bill.
The Funeral Bill, Line by Line walks you through what the funeral home must tell you under the FTC Funeral Rule, which charges you can turn down, what the cemetery will bill separately, and what to check before a pre-paid plan. It gives you the exact words to say. It is not legal or financial advice, and funeral rules vary by state, so it tells you who to ask.
Large-print ebook · 93 pages · Instant download
The complete funeral-bill guide for families arranging a funeral this week, and for anyone planning ahead.
Your rights in one page, then the General Price List decoded: the basic services fee, transfer of remains, refrigeration, cash advance items and packages. Twelve charges you may refuse, with the words to use and when they're worth paying for. Cemetery costs, direct cremation and immediate burial, Social Security and veterans' benefits, six checks before you sign a pre-paid plan, and call scripts for phoning three funeral homes.
What you get for $47$77:
- The Funeral Bill, Line by Line — 93-page ebook, 9 chapters in four parts, plain words$77
- The Funeral Price Sheet and Papers List — The Funeral Price Sheet and Papers List: four printable pages with your rights in five lines, a price comparison sheet for three funeral homes and the cemetery, and the papers to find this week and in the weeks after. (6 pages)
$19FREE - Seven Mornings — The first second after you wake, everything is ordinary. Then you remember.
Seven mornings for the funeral week, from the first morning to the first Sunday back: one verse, a plain word, a prayer and one small thing. (13 pages)
$19FREE - Seven Nights — The visitors go home, the house goes still, and every thought you held off all day sits on the end of the bed.
Seven evening verses and prayers for the funeral week, each with one line to write before you turn out the light. (13 pages)
$19FREE - Large print included — bigger type, same bookFREE
- Lifetime updates — every future edition, no extra chargeFREE
- Total value$134$96
- You pay today$47$77
Your free companions are reserved — leaving this page in 15:00
+
FREE+
FREE+
FREEIncluded today — no extra cost
You also get The Funeral Price Sheet and Papers List, Seven Mornings and Seven Nights — free $57.
Your order comes with The Funeral Price Sheet and Papers List to carry to the phone or the arrangement table, and the large-print edition of the whole book, so the prices, the papers and the words to say are all in one place.
The Worth Of It
What this book gives you. And what it lifts off your shoulders.
Asking for a price is not haggling. It's what the law expects you to do, and using it is not a lack of love. It's good stewardship.
Without it The weight
- Saying yes to everything out of griefPressured
- A price list full of trade wordsLost
- Paying for a seal that preserves nothingOverspent
- A second bill from the cemeteryBlindsided
- No savings, and no idea where help isAlone
- A pre-paid folder nobody can explainUncertain
what families carry into the room
With it For good
- Your rights under the Funeral Rule, on one pageClear
- Every line of the General Price List explainedUnderstood
- Twelve charges you can refuse, with the wordsConfident
- Every cemetery charge asked about in writingPrepared
- Low-cost choices and where help may come fromHopeful
- Six checks before you sign a pre-paid planProtected
Every line has a chapter in the book
Worth far more than $47, because you walk in calm, knowing what to ask, and walk out at peace.
What's Inside
Nine chapters, in the order your week unfolds.
Each chapter opens with one short verse of comfort, then a story "At the kitchen table". Then "What the rule says", checked against the FTC Funeral Rule, "What to say" in exact words you can read off the page, the honest limits of the chapter, "This week" with one to three small things to do, and a short prayer.
The 9 chapters, in four parts
Know Your Rights; What You Can Say No To; When Money Is Tight, and When You Plan Ahead; and Making the Calls and Writing It Down.
Know Your Rights
- Ch. 1Your Rights in One Pagep. 11
- Ch. 2The General Price List Decoded, Line by Linep. 17
What You Can Say No To
- Ch. 312 Charges You Can Refuse, with the Exact Words to Sayp. 28
- Ch. 4Caskets, Vaults, Liners and Urnsp. 39
- Ch. 5Cemetery Costsp. 45
When Money Is Tight, and When You Plan Ahead
- Ch. 6Direct Cremation, Low-Cost Options and Where to Find Helpp. 51
- Ch. 7Pre-Paid Funerals: Six Checks Before You Signp. 60
Making the Calls and Writing It Down
- Ch. 8Call Scripts: Phoning Three Funeral Homes for Prices in Twenty Minutesp. 67
- Ch. 9Worksheets: Prices, Wishes and Papersp. 78
Appendix
- —The Whole Book on One Pagep. 87
- —Words You'll Hearp. 88
- —Where to Find Helpp. 90
- —Questions to Ask the Funeral Home, on One Cardp. 91
- —Questions to Ask the Cemetery, on One Cardp. 92
- —A Last Word from Pastor Ezrap. 93
Plus an appendix: the whole book on one page, words you'll hear, where to find help, and question cards for the funeral home and the cemetery.
A Taste Of It
The kind of page you'll find in this book.
These are real passages, copied from the book itself. They are not reviews.
From the book · Itemized pricesItemized means every service and every item has its own line and its own price. Transfer of the body has a price. Embalming has a price. Using the chapel has a price. The hearse has a price. That matters because it lets you leave things off. If there's no viewing, you don't pay for the viewing room. If the service is at your church, you may not need their chapel.
From the book · Saying noA widow I'll call Ruth told me once, "Pastor, every time they asked me a question, I said yes. I didn't want to be the one who said no to Walter." That's grief talking. In that room, every "no" feels like a "no" to the person you lost. It isn't. Walter didn't need the limousine. Walter needed his family to be all right next month.
From the book · Pre-paid plansWe opened the folder. One contract was with a funeral home that had since been sold to a new owner. One was an insurance policy, and nobody could tell him whether its value would cover today's prices. The cash advance items, like the obituary and flowers, weren't covered at all. Eugene wasn't foolish. He'd done a loving, careful thing. He just hadn't known the right questions to ask.
Passages from the book itself, not reader reviews. General information, not legal or financial advice. Rules vary by state.
What Readers Say
In their own words.
From our readersReaders are just getting their copies. Read it, then tell us what helped — your words may appear here.
We only ever show real reviews from real readers, never made-up ones.
V. About the Author
Pastor Ezra Banks.
I'm seventy-four years old. I've stood at the front of funerals for more than forty years, and I've sat at a great many kitchen tables in the week before them. I've sat in the family row myself, more than once.
I've watched good, loving families spend money they did not have, out of grief and out of guilt, mostly because nobody had told them what they were allowed to ask for. I'm not a lawyer, I'm not a funeral director and I've never sold a funeral, so I back every rule with the public source and send you to your state's funeral board often.
I'm fair to funeral homes, too. Most funeral directors are honest people carrying a heavy load at all hours. The point of this book isn't to make you suspicious. It's to make you informed, so you can walk in calm and walk out at peace.
Asking for a price is not haggling. It's good stewardship.
Pastor Ezra Banks is a pen name, and the presenter in the videos is an AI-generated character. The books are researched and checked against official sources.
Order the Book
$47 once. No subscription. Yours to keep.
Instant download, large print included, a 30-day money-back guarantee, and The Funeral Price Sheet and Papers List free with your order.
Large-print ebook · 93 pages · Instant download
The complete funeral-bill guide for families arranging a funeral this week, and for anyone planning ahead.
Your rights in one page, then the General Price List decoded: the basic services fee, transfer of remains, refrigeration, cash advance items and packages. Twelve charges you may refuse, with the words to use and when they're worth paying for. Cemetery costs, direct cremation and immediate burial, Social Security and veterans' benefits, six checks before you sign a pre-paid plan, and call scripts for phoning three funeral homes.
What you get for $47$77:
- The Funeral Bill, Line by Line — 93-page ebook, 9 chapters in four parts, plain words$77
- The Funeral Price Sheet and Papers List — The Funeral Price Sheet and Papers List: four printable pages with your rights in five lines, a price comparison sheet for three funeral homes and the cemetery, and the papers to find this week and in the weeks after. (6 pages)
$19FREE - Seven Mornings — The first second after you wake, everything is ordinary. Then you remember.
Seven mornings for the funeral week, from the first morning to the first Sunday back: one verse, a plain word, a prayer and one small thing. (13 pages)
$19FREE - Seven Nights — The visitors go home, the house goes still, and every thought you held off all day sits on the end of the bed.
Seven evening verses and prayers for the funeral week, each with one line to write before you turn out the light. (13 pages)
$19FREE - Large print included — bigger type, same bookFREE
- Lifetime updates — every future edition, no extra chargeFREE
- Total value$134$96
- You pay today$47$77
Your free companions are reserved — leaving this page in 15:00
+FREE+FREE+FREEIncluded today — no extra cost
You also get The Funeral Price Sheet and Papers List, Seven Mornings and Seven Nights — free $57.
Your order comes with The Funeral Price Sheet and Papers List to carry to the phone or the arrangement table, and the large-print edition of the whole book, so the prices, the papers and the words to say are all in one place.
🔒 Secure checkout by Stripe·Card · Apple Pay · Google Pay·30-day refund
FAQ
Questions folks ask before they click.
How do I get the book?
It's a PDF you download right after you pay. The page you see after checkout has a download button, and an email brings the same link a few minutes later. Read it on a phone, tablet or computer, or print it at home.
Is there a large-print edition?
Yes. The large-print edition is included with every order, at no extra cost.
Who is this book for?
Adult children arranging a funeral this week, widows and widowers, and anyone planning ahead for their own arrangements so the children never sit at that table unprepared.
Does it tell me what my funeral should cost?
No. Prices vary from town to town, and the cemetery bill varies most of all. The book shows you how to get real prices in writing, compare three funeral homes and ask the cemetery for every line. Funeral rules also vary by state, so it tells you where to check.
Is Pastor Ezra a real person?
No. Pastor Ezra Banks is an AI-presented character. The book was researched and written from Scripture and public sources, including the FTC Funeral Rule and the FTC's consumer guide. He claims no church, town or ordination, and the family stories are composites with made-up first names.
Is this legal or financial advice?
No. It is general consumer information. For a will dispute, a family disagreement over who decides, or a pre-paid contract question, the book tells you when to call a lawyer, your state's funeral board or insurance department.
Is it all right for a Christian to choose cremation?
The book gives a fair answer: what many Protestant churches, the Catholic Church and the Orthodox Church teach, and what Scripture says. It also asks you to talk with your own pastor or priest.
Why is it $47 now and $77 later?
$47 is the welcome price for your first 15 minutes on this page. After that the page shows the regular $77.
What if it isn't right for me?
Reply to your receipt email within 30 days and you'll get a full refund.
Last call
Pull up a chair. Let's go through the bill together.
$77 $47 once, an instant download, 93 pages in plain words. If it doesn't help, you have 30 days to ask for every cent back.